Are you looking for the best way to accept credit card payments on your WordPress website? You're in the right place. In this comprehensive guide, we'll discuss the different payment gateways available for WordPress and how to choose the best one for your business. Payment gateways are services that facilitate the processing of credit and debit card payments for merchants. Offering your customers a variety of payment options is a great way to keep them satisfied.
When selecting a payment gateway, it's important to consider factors such as fees, fraud protection, customer service, and international capabilities. In this article, we'll review five of the best payment gateways for WordPress: Authorize. Net, PayPal, Stripe, Amazon Pay, and Square. We'll also review a number of paid and premium apps that you can add to your WordPress website.
Let's get started!
What is a Payment Gateway?A payment gateway is a service that facilitates the processing of credit and debit card payments for merchants. It acts as an intermediary between the merchant's website and the bank that issued the card. When someone submits their payment information, the payment gateway will take that information and transmit it to the bank that issued the card and to the card network (VISA, Mastercard, etc.).
What to Consider When Choosing a Payment GatewayWhen selecting a payment gateway for your WordPress website, there are several factors you should consider:
- Fees: Most payment gateways charge a fee for each transaction. It's important to understand what fees you'll be charged and how they compare to other gateways.
- Fraud Protection: Fraudulent transactions can be costly for businesses.
Look for a gateway that offers advanced fraud detection services.
- Customer Service: If you have any questions or issues with your payment gateway, you'll want to make sure you have access to reliable customer service.
- International Capabilities: If you plan to do business internationally, look for a gateway that accepts multiple currencies and offers international support.
The Best Payment Gateways for WordPressNow that you know what elements you should consider when buying a payment gateway, let's take a look at five of the best options for WordPress store owners.
1.Authorize. NetAuthorize. Net is one of the most popular payment gateways available for WordPress. It offers advanced fraud detection services for free, among other services.
You will also have the option of synchronizing Quickbooks and the possibility of accepting multiple currencies.
2.PayPalPayPal is probably the most trusted name in payment gateways. That's a big plus for startups. In addition, PayPal is consistent and transparent in its fee schedule and offers an extensive set of tools. You can also set up a POS payment process with several hardware options, including mobile and traditional terminal capabilities.
3.StripeStripe is the best option if you plan to do a lot of international business.
It accepts more than 100 foreign currencies and automatically converts them. Stripe is definitely a workhorse, with plenty of options for developers.
4.Amazon PayIn addition to brand recognition, one of the most important benefits of using Amazon Pay is that, unlike PayPal, shoppers don't have to leave your website to complete their payments. Users can log in with their Amazon accounts and complete “online shopping” in a smooth, familiar checkout process.
5.SquareSquare is a leader in the payment gateway industry. There are so many features and tools you'll get for free, such as the virtual terminal.
This application allows you to turn any device connected to the web into a credit card payment terminal, even without a card swipe.
Integrating Payment Gateways into Your WordPress SiteNow that you have your payment processor, it's time to decide how you want to integrate it into your WordPress site. There are several plugins available that make it easy to add payment options to your website.
- The PayPal Payments Pro add-on solves one of the disadvantages of using PayPal. Your customers will no longer be removed from your website when they choose to use a credit card.
- WP Full Stripe works (naturally) with Stripe. This plugin is designed to make it easy to add payment options to your website.
This includes embedding payment forms on your site and setting up subscription or recurring payment options.
- If you choose Stripe as your payment gateway, WP Simple Pay is another option to integrate payments on your WordPress site. This plugin is practically an “all-in-one” option, which eliminates the need for additional add-ons to create a paid experience.